America’s bank branch bloodbath continues: Wells Fargo shutters 15 locations while Bank of America closes seven in a week – is YOUR local on the list?

Banks last week applied to close 24 branches – and open just two – as part of an ongoing battle to eliminate expensive brick-and-mortar banking locations.

Wells Fargo notified its regulator of 15 planned closures, including three in Florida and two in California, Georgia and New Jersey.

Bank of America reported seven in the same week, between November 19 and November 25, according to the latest bulletin published by the regulator, the Office of the Comptroller of the currency (OCC).

Wells Fargo has the second-largest number of physical bank branches in the U.S., with about 4,500 as of July — but that number continues to decline.

In 2013, it had more than 6,000 locations, according to data BankRegData.

Bank of America has also reduced the number of branches, starting several years earlier than Wells Fargo.

According to BankRegData, the company had 5,400 branches in 2013 and about 3,800 this year.

A spokesperson for Bank of America told DailyMail.com that it was closing certain branches in response to declining customer traffic.

“What we're seeing across the industry is our customers using digital banking for more of their everyday needs. “They only come to our financial centers when they want to have a conversation about their finances or something a little more complex,” they said.

As consumer habits change, the way banks are structured will also change, the spokesperson said.

In the past, Bank of America branches were arranged so that the counter was at the front. That line is now often located at the back of the branch to make room for customers to meet private bank employees closer to the entrance.

Although the majority of consumer banks have closed branches in recent years, the scale of the reduction may be leveling off, the spokesperson suggested.

Another Wells Fargo spokesperson, Amy Amirault, also told DailyMail.com that the bank is evolving with its customers.

“As customer preferences and transaction patterns change, so will our locations,” she wrote in a statement. 'For example, we can open new branches by merging two older existing branches into one better located location.'

Of the seven branches that Bank of America said it would close, two were in Fullerton, California. Others were planned in Georgia, Massachusetts, Missouri, New Jersey and New York.

The two banks that reported last week that they would open branches were Flagstar Bank and BankUnited.

In the first half of the year – between January 1 and July 31 – a total of 1,144 national and regional banks closed, according to S&P data reviewed by DailyMail.com.

An exclusive DailyMail.com poll found that 51 percent of consumers said they were very or somewhat concerned about the declining number of bank branches.

It also found that physical services were less accessible to Black Americans. While 14 percent of black Americans said they don't have a local chapter, only 8 percent of white Americans did.

Are you affected by the closure of bank branches or can you arrange your financial affairs online? Write us an email at money@dailymail.com.