Will your energy bills rise this winter despite a falling price cap? This is Money podcast

Inflation is easing, food prices are falling from their peaks and the ceiling on energy prices fell last weekend.

But you are still paying about 10 percent more for your groceries than last year, gasoline prices are rising, mortgage interest rates are still high and you may also pay more for your gas and electricity this winter. But how is that possible?

This week, Angharad Carrick, Georgie Frost, Lee Boyce and Helen Crane tackle energy bills and who might pay more over the next three months.

And when it comes to water bills, some companies want to charge 44 percent more over the next seven years. Why?

This week, Crane on the Case is handling a parking ticket issued after someone waited too long in the McDonald’s drive-thru.

Despite this, Helen managed to achieve a positive result – but why are so many parking charges being handed out every day, and where is the promised government help to prevent this?

Lee gives you an overview of another busy week in the world of savings and banking.

NS&I has withdrawn its one-year best buy fix and paid 6.2 percent; NatWest has a secret, easily accessible 5.2 percent deal; Moneybox offers the highest cash Isa at 5 per cent; and Starling Bank is now offering to pay you for having a current account.

It’s been a hairy week for Metro Bank too – but we explain why FSCS has you covered.

And finally…the list of Britain’s ‘perfect’ retirement locations has been revealed – and it includes some surprising names, including the Outer Hebrides.

Consumer group Which one? has used retirees’ wish lists for their later life locations to come up with its own grouping of the 12 best places to spend your golden years.

But does this match what you think is a perfect retirement location?