TMS Ep583: Small retail loans, sugar offering, Rahul Singh, Google's Gemini

The Reserve Bank of India last month directed banks and non-banking financial companies to set aside more capital for risk weights. The central bank was concerned about the recent increase in unsecured personal loans. And now top lenders have asked their fintech partners to limit the issuance of small personal loans. Paytm has already announced its plan to slow down on loans below Rs 50,000. Is this the end of small private loans?

The central bank has meanwhile said that inflation could rise sharply in November and December. The government also seems cautious. The list of food products facing export restrictions is growing as the general election approaches. Export restrictions on one of the products on the list, namely sugar, were extended last week beyond October 31. No reason was given. At the same time, the government has also directed sugar mills not to use sugarcane juice or syrup for making ethanol this year. Find out if it's a good idea in today's special segment. And will it restore sugar supplies?

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It is clear that the ruling party does not want to take any risks as 2024 is the election year. But what does the calendar year 2024 have in store for the markets? Will the small caps continue their dream run? To what extent does geopolitics influence market sentiment? Will 2024 belong to debt/bond market investors rather than equity investors as interest rates stay higher for longer? What about FII and DII flows into equities as an asset class? Puneet Wadhwa spoke to Rahul Singh, Chief Investment Officer for Equities at Tata Asset Management, to find out

After this interesting interview, we now continue with our explanation part. Google's parent company Alphabet recently released its most advanced artificial intelligence model, called Gemini. It's Alphabet's long-awaited AI model, which may unnerve people with its reasoning abilities. Let's find out more in this episode of the podcast to find out more.

First print: December 13, 2023 | 12:12 pm IST

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