South Indian Bank plans to expand beyond Kerala, says MD & CEO

Thrissur-based South Indian Bank is looking to expand beyond Kerala. The lender is also shifting its lending mix focus to micro-small and medium enterprises (SMEs) and retail, from its current preference for corporates, the bank’s managing director and chief executive officer said PR Seshadri said in an exclusive phone interview with Appearance JacobEdited fragments:

The growth in the first quarter also came from corporates with more than 40 percent, while you are betting big on SMEs and retail. What does your loan mix strategy look like?

We have a two-pronged strategy. The first is to