Should we keep the triple lock or come up with a better pension scheme? This is the Money podcast

If the triple lock is maintained, the state pension should rise by 8.5 percent next April.

That will almost certainly be an inflation-reducing increase, but a promise is a promise – and the triple lock is intended as a rock-solid guarantee that the state pension, average wages or inflation will rise by 2.5 percent.

However, it has already been taken out of the closet once and the discussion about whether the government can extricate itself from this has become an annual event.

It’s expensive and paid for by current workers, but the triple lock has improved the state pension – and one day today’s workers should get that payout themselves.

But has the triple lock run its course and is it time for better policy?

On this podcast, Georgie Frost, Sam Barker and Simon Lambert debate the triple lock and whether they should keep it.

And why is Facebook Marketplace such a wild west for consumers and what happened when we tried to set up our own (fake) scam?

Santander’s groundbreaking 5.2 per cent ‘easy access’ savings deal was withdrawn this week. The team discuss whether there will be another account in the future and why those who signed up for This is Money’s savings alerts didn’t miss it.

And finally, a reader has looked at forty homes for sale but hasn’t found one he likes. What should they do?