Plan to raise pension age should be delayed as life expectancy is stalling

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Plan to raise state pension age to 68 must be postponed amid fears of stagnating life expectancy, ministers told

Ministers have been urged to postpone raising the state pension age to 68 in light of data suggesting that life expectancy is stagnating.

MPs across the House of Commons have expressed concern over reports that the government plans to bring forward the change in the retirement age from 2044 to 2030 – although ministers have stressed no decisions have yet been made.

The policy change could mean that up to 10 million people who are currently retiring at age 67 will have to work an extra year before they can access their pension pot.

MPs across the House of Commons have expressed concern over reports that the government plans to bring forward the change in the retirement age from 2044 to the 2030s

But MPs say data suggesting life expectancy has stalled means raising the retirement age would be unjustified.

Tory MP Nigel Mills said: ‘If we accept that we have to adhere to the principle that we get about a third of our adult life into retirement, then the reason why we would raise the state pension age is that we would have an increase of seen for three years. in life expectancy, which means we should be two years longer on state pension age.’

But data suggests men’s life expectancy fell by seven weeks between 2018 and 2020, while women’s life expectancy barely increased.

Mr Mills added: ‘If life expectancy does not increase as predicted, we need to react to the facts as they change and accept that our policy on expected changes in state pension age may also change.’

Timetable state pension age

A plan to accelerate the increase in the state pension age to 68 in 2035 has led to warnings that sick and poor people and carers will bear the brunt of the increase.

Younger generations are also likely to struggle, as industry analysis shows that the state pension plus minimum auto-enrollment savings means they will barely be able to scrape together a decent income in old age.

The state pension age for men and women is now 66 and will be raised to 67 between 2026 and 2028.

But the government is reportedly set to announce an earlier-than-expected increase in the state pension to age 68, possibly in the budget on March 15, in a move that would affect those born between 1968 and 1979.

The existing state pension age timetable can be found here in our guide.

> State pension age: when can you retire?

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