Is the mortgage crisis over? This is the money podcast


It's been a rollercoaster year for mortgage rates and after the panic spike over the summer, lenders have been cutting costs for borrowers.

The best mortgage rates are now falling towards 4 percent, while just months ago they rose to 6 percent – ​​and many deals went above that.

Is the mortgage crisis over and how much further will interest rates fall?

On this podcast, Georgie Frost, Helen Crane and Simon Lambert discuss a year of mortgage madness, what might happen next and – importantly – what those who need to remortgage or buy a house can do.

And with gold hitting an all-time high and bitcoin rising again, what's going on and should investors buy in?

We discuss the case of savers whose Isa savings of more than £600,000 were lost thanks to NatWest.

And finally, This is Money lost a team member last week. Our development editor Richard Browning, one of the founders of This is Money in 1999, sadly died suddenly.

The podcast is a tribute to Rich – the man who helped build the internet and a much loved and very funny guy.

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