HSBC transaction error: man discovers $105,000 was credited to his account by a mysterious depositor
- An HSBC customer gets a surprising $105,000 random credit
- The Sydneysider was tempted to keep the eye-watering amount
An HSBC client is shocked to discover that he had a whopping $105,000 credited to his Visa Platinum account by a mysterious donor.
The Sydneysider came across the staggering amount when he randomly checked his banking app last week.
He reported the transaction to HSBC through their chat app after fighting temptations to keep the “life-changing” amount.
“It was pretty tempting to do something dodgy, I’m not going to lie. But a quick Google search saying it’s a crime was enough for me,” he shared Yahoo News Australia.
“(I) brought myself back to the reality that this is too good to be true and I’m not going to keep that money.”
The Sydneysider came across the mind-blowing $105,000 last week when he randomly checked his banking app
He reported the transaction to HSBC through their chat app after fighting temptations to keep the ‘life-changing’ amount
He said on the face of it that he thought he had lost $105,000 from being hacked before realizing that “it was actually the reverse.”
He took screenshots of his interaction with a representative from HSBC, which showed that he informed the bank of the error.
The bank employee said the transaction sounded “worrying” and said they would look into it.
He then received an email from Tim Mozsny, Head of Mortgage Services at HSBC Australia, informing him that the ‘payment dispute’ would be resolved.
It is understood that the man received an incorrect money back transaction which was followed up the next day with a $9.52 cash advance fee.
The Aussie said the massive $105,000 was reversed by the bank on Monday and he intended to call the bank to waive the surcharge.
He also said he discovered a $100 credit that he assumed could have come from the party who made the erroneous transfer as a thank you.
The man posted the bizarre transfer on social media with the caption, “Wake up to $100,000 transferred to my bank account.”
“It was a blissful and wonderful feeling to suddenly have over $100,000 in your bank account, but overall rather annoying, I wouldn’t recommend it,” he wrote.
A spokesman for HSBC said the bank could not comment on individual account matters due to customer confidentiality.
“If customers believe there’s been an error with their accounts, we ask them to contact our dedicated customer service team,” they said.