Financial calculators: From credit cards to mortgages, savings and inflation

Sometimes the best way to get a handle on your finances is to sit down at the table with an old-fashioned calculator.

We’ve tried to push things forward in working out things like the cost of bank loans, the true cost of mortgages and the value of long-term savings.

We also have our famous credit card amortization shock absorber and the inflation calculator that shows the effect of rising prices on the cost of living since the beginning of the data – in 1900.

SAVINGS

Calculate interest and investment returns on lump sum payments and regular monthly savings

TO BORROW

See what your monthly payments would be for a given loan

This Calculator Shows How Long It Could Take To Pay Your Bill If You Only Made Minimal Payments — And Also How Soon You Could Pay It Off If You Lifted Your Finger

MORTGAGES AND HOME

Buying a house means paying stamp duty which can add thousands to your final bill – our calculator will help you calculate how much

Check how much a mortgage will really cost you, with monthly payments and the lifetime cost of interest and debt service. Also compare home loans by considering how arrangement costs contribute to the total costs over the life of short-term fixed-rate contracts

Borrowers who don’t have a plan to pay back an interest-only loan can see how much extra you’d have to pay if your lender forced you into an amortization mortgage

Calculate how much extra you would pay on your mortgage each month and each year if your lender changes the interest you pay as the base rate rises or falls.

INFLATION

This calculator shows how the value of money has changed between 1900 and now

MORTGAGES AND HOME

Find out how much you can borrow compared to your income, how much you can borrow compared to the rent you pay, whether you can afford your existing mortgage and see the difference between amortization and interest-only deals

Our household budget calculator helps you keep track of what you’re taking in and where your money is going each month – the essential first step to getting your finances in order.

TRIP

View the latest available exchange rates in over 35 currencies