I’m a finance expert…here are my top tips to bag a bargain when shopping online

A financial expert has revealed his top tips when it comes to finding a bargain on an online purchase.

Rosie Fitzgerald, cashback expert and Head of Brand at OnBuy, which has more than six million customers, gives her ten top tips for bagging a bargain.

It follows research among 2,000 Brits, which reveals the most exciting things in everyday life, with getting a good deal on a purchase (41 percent) taking the top spot, ahead of receiving a sexy text message (19 percent). ) and even a full night of passion with your other half (23 percent).

But it’s a bargain that really sets the nation’s hearts afloat, with 20 percent admitting they get rushed just to buy something, no matter how big or small the purchase.

Read on below for Rosie’s top tips on how to save when shopping online.

It follows research among 2,000 Brits, by leading online marketplace OnBuy, which reveals the most exciting things in everyday life, with getting a good deal on a purchase (41 percent) claiming top spot

Keep an eye out for flash discounts and increased cashback deals

Retailers often increase cashback rates or offer short-term discounts on certain products.

By signing up for email alerts and checking various sites regularly, you can receive these offers as soon as they go live.

Track the price of products to ensure you get the best deal

Offers are not always as good as they seem, and price fluctuations can often make an offer look more attractive than it actually is.

If you’re planning a large purchase, consider using price tracking tools to keep an eye on how the item is priced over time to ensure you get a real discount.

Plan your major purchases

Make sure you plan purchases for expensive items or products that are consistently priced at retailers.

This is because some brands in the market charge the same price, but many cashback programs allow you to earn on every purchase.

Check product listings for the best deals

The same item may be offered at different prices on different websites and reward offers may also vary, so don’t hesitate to shop around.

Checking product listings and exploring alternative sites can lead to better prices and rewards rates.

Rosie Fitzgerald, cashback expert and Head of Brand at OnBuy, which has more than six million customers, gave her 10 top tips for bagging a bargain

Don’t settle for routine

Combining your shopping habits to find reliable retailers and platforms that offer consistent value can save you more money in the long run – before a one-time deal.

For example, if you regularly buy a product, think pet food, cleaning and laundry products or toilet roll, it pays to buy those items somewhere where you are rewarded every time you make a purchase rather than a special Clubcard deal or temporary discount.

Redeem rewards to treat yourself or reduce everyday expenses

Consider using rewards like cashback as a fund for treats or luxury items you wouldn’t normally buy, or let it cover some of your normal expenses. It’s a great way to reduce your budget without cutting out the essentials.

You can also save it for traditionally expensive times of year, like Christmas, to lighten the burden.

Take advantage of loyalty offers

Rosie says mixing up your shopping habits to find reliable retailers and platforms that offer consistent value will help you save more money in the long run

If you are a loyal customer of a particular retailer or platform, you may receive additional offers, discounts, vouchers or cashback on top of the regular rates.

Make the most of repeat purchase offers, which can sometimes be very significant.

Remember to retreat – and make sure you can

This may sound obvious, but if you prefer to have cash in hand or want to spend your rewards how and when you want, make sure you shop on a platform where you can easily use or withdraw them – and then don’t forget to do this.

Budget-friendly giving

Rewards like cashback can go a long way toward helping you shop for your holiday or a loved one’s birthday.

Set aside some of your accumulated rewards for special occasions during the year, reducing the financial burden of buying gifts.

You can also spread your purchases over the year, instead of leaving everything until the last minute.