Are you sitting on an unclaimed £100k Premium Bonds prize? Six are up for grabs – including one from February 2022

Are you sitting on an unclaimed prize of £100k Premium Bonds? Six are up for grabs – including one from February 2022

  • There are 2.3 million unclaimed prizes – six are £100,000 and nine are £50,000
  • How to find out if you might be sitting on an unclaimed award

NS&I customers may be sitting on a premium from Premium Bonds without knowing it.

There are more than 2.3m unclaimed Premium Bonds awards worth £80.5m, figures reveal.

At the beginning of each month, Premium Bonds customers look forward to the prize draw for the winners. But with millions of prizes in each, inevitably some go unclaimed.

There are six unclaimed prizes of £100,000 and nine of £50,000 – adding up to more than £1m.

Unclaimed wealth: Six of the 2.3 million unclaimed Premium Bonds prizes are worth £100,000

Unclaimed wealth: Six of the 2.3 million unclaimed Premium Bonds prizes are worth £100,000

One of the six unclaimed £100,000 prizes was only drawn in February 2022 and the two oldest unclaimed £100,000 prizes were drawn in February 2007.

Meanwhile, there are 12 unclaimed prizes of £25,000, 39 unclaimed prizes of £10,000 and 81 unclaimed prizes of £5,000.

NS&I revealed that five of the six unclaimed £100,000 winners are located in the UK and another in Australia.

See our list of Premium Bonds prize draw dates for the remainder of 2023 and 2024.

How to check if you’ve won a prize

Winners of Premium Bonds are notified by NS&I if they have won a prize via text message, email or post. It’s worth checking your old emails, letters and texts in case you’ve missed someone.

If you cannot find any notification but want other ways to check, you can do so by logging into the NS&I website. You will need your NS&I login details to do this.

You can also use NS&I’s Premium Bonds award checker. You’ll need your Premium Bond holder number to do this – it’s separate from your NS&I number.

£100,000 IN PRIZES
Withdrawal month Withdrawal balance Reported area
February 2007 £6 Australia
February 2007 £25 Ealing
September 2010 £305 Stockport
June 2013 £10 Edinburgh
April 2014 £14 Hereford and Worcester
February 2022 £50,000 East Cheshire
Source: NS&I

NS&I also has an award check app. You can download this for free from the Apple App Store and Google Play. You will need your Premium Bond holder number or your NS&I number to access your account.

You can write to NS&I to check if you have won a prize. You will need to include your name, address and NS&I number or Premium Bond holder number. Send letters to NS&I, Sunderland, SR43 2SB. NS&I will send you a list of all prizes you have won.

If you do not know the Premium Bonds holder number or the NS&I number, you can call NS&I on 08085 007 007 or write to them and ask for a replacement bond record to be sent to you.

You can also use the NS&I tracking service or the my lost account website, both of which can track your Premium Bond details.

UNCLAIMED PREMIUM BONDS REWARDS BY VALUE
Prize Value no. unclaimed
£100,000 6
£50,000 9
£25,000 13
£10,000 39
£5000 81
£1000 1,578
£500 4,790
£250 14
£100 62,804
£50 486,510
£25 1,750,389
Total value: £80,512,125 Total number: 2,306,233
Source: NS&I *Prizes of £250 were issued from June 1957 to July 1974 and are no longer entered into the draw

How do I reclaim an unclaimed prize?

You may not have received news of an award because you have moved house and NS&I were not notified, or because you have changed some of your details and a letter has gone astray in the post.

But the good news is that there is no time limit on claims and NS&I will hold it until you contact them.

Once you realize you have an unclaimed award, if you are registered for telephone and online services, you can call NS&I on 08085 007 007. You cannot claim online.

If you are not registered for telephone and online services, you can write to NS&I. NS&I recommends that you provide as much information as possible, including the bondholder’s number, name or any previous names, address or any previous addresses where a bond may have been registered, and a signature.

The rewards will then be sent to your home address as a money order, which is like a check. NS&I cannot send unclaimed rewards directly to your bank account.