A snapshot of the personal loan rates offered by various banks with details | Personal Finance – Business Standard

Name of lender

Interest
(father %)

EMI (€)
Loan amount – 5 lakh
Tenure – 5 years

EMI (€)
Loan amount – 1 lakh
Tenure – 5 years

Handling fee
(% of the loan amount)

HDFC Bank

From 10.50 am

10,747 and later

2,149 and later

Up to Rs 4,999

Tata capital

From 10.99

10,869 and later

2,174 and later

Up to 5.5%

National Bank of India

11.15am-3.30pm

10,909-11,974

2,182-2,395

1.5% (Rs 1,000-Rs 15,000)

ICICI Bank

From 10.65 am

10,784 and later

2,157 and later

Up to 2.50%

Bank of Baroda

11.05-18.75

10,884-12,902

2,177-2,580

Up to 2% (minimum Rs 1,000 and maximum Rs 10,000)

Ash bank

From 10:49 am

10,744 and later

2,149 and later

Up to 2%

Kotak Mahindra Bank

From 10.99

10,869 and later

2,174 and later

Up to 3%

Bank of India

10.75-14.75

10,809-11,829

2,162-2,366

Up to 1% (maximum Rs 5,000)

Canara sofa

10.95-16.40

10,859-12,266

2,172-2,453

0.50% (maximum Rs 2,500)

National Bank of Punjab

10.40-17.95

10,772-12,683

2,144-2,537

Up to 1%

HSBC bank

9.99am-4pm

10,621-12,159

2,124-2,432

Up to 2%

Federal Bank

From 11.49 am

10,994 and later

2,199 and beyond

Up to 3%

Union Bank of India

11.35-15.45

10,959-12,013

2,192-2,403

Up to 1% (maximum Rs 7,500)

Bajaj Finserv

From 11am

10,871 and beyond

2,174 and later

Up to 3.93%

Punjab & Sindbank

10.75-13.50

10,809-11,505

2,162-2,301

Up to 1%

South Indian bank

12.85-20.60

11,338-13,414

2,268-2,683

Up to 2%

UCO bank

12.45-12.85

11,236-11,338

2,247-2,268

Nil

IDFC First Bank

From 10.99

10,869 and later

2,174 and later

Up to 2%

Bank of Maharashtra

10.00-12.80

10,624-11,325

2,125-2,265

1% (Rs 1,000-Rs 10,000)

Karnataka Bank

13.43

11487

2297

Up to 2% of the loan amount (min. Rs 2,500 and max. Rs 8,500)

IndusInd Bank

From 10:49 am

10,744 and later

2,149 and later

Up to 3%