Expect NIMs to rise in a few quarters, says RBL Bank MD and CEO
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R. Subramaniakumar, Managing Director and CEO, RBL Bank
R SubramaniakumarManaging Director and CEO of RBL Bank, outlines the bank’s approach to protecting its net interest margin (NIM), mobilizing liabilities amid fierce competition for deposits and reorganizing its advances portfolio in a candid conversation with Underlying pandaEdited fragments:
The bank reported a NIM of 5.67 percent in the first quarter. How do you plan to maintain your NIMs going forward?
We have a good percentage of fixed rate loans. In addition, we have maintained our deposit rates for a while and the bank, as a philosophy, has moved to granularization of deposits