Financial expert, 29, who saved more than $100,000 in just THREE years after graduating and now boasts a net worth of MILLIONS, reveals her top tips for building your own fortune

A financial expert who saved $100,000 by the age of 25 and now boasts a multi-million dollar fortune has shared her four tips to help you get rich.

Tori Dunlap, 29, is the founder of Her first $100,000where she offers courses on money management, job hunting, business building and investing, as well as other financial tools.

After saving $100,000 just three months after turning 25, she has now taken her money to the next level and has millions in her bank account. The money expert revealed in 2021 that she expected to retire with at least $6 million to her name.

The money professional, who amassed her first $100,000 without the help of a trust fund or financial support from her parents, has now lifted the lid on her financial advice that can help you go from budgeter to baller in no time.

The financial expert who saved $100,000 by age 25 and is now retiring after becoming a multi-millionaire has shared her four tips to get rich

While you’re talking to Business insiderTori said that to achieve your financial goals, you need to start by giving yourself a “why.”

“If your goal is to be debt-free, imagine what it would feel like to no longer have to pay any loans,” she said.

She explained that when she was saving money, she thought about realizing her dream of becoming an entrepreneur.

Tori noted that this helped her avoid spending money.

She then recommended that you “automate your savings so you’re not tempted to spend it.”

The money expert told the outlet, “Automate your savings whenever possible. I have had automated transfers made to my high-yield savings for my emergency fund and my Roth IRA – a tax-advantaged retirement savings account where the bank invests your contributions, and earnings can be withdrawn tax-free after age 59.5 – for investing.”

She explained that by investing in her Roth IRA, she had prepared for early retirement.

Tori noted that if you started making more money, you shouldn’t stop.

After saving $100,000 just three months after turning 25 – without a trust fund or post-college help from her parents, she has now increased her money

The financial professional said there was only so much you can cut back on your expenses, so you should look for more passive income streams.

“I made more money as my career progressed because I negotiated my salary every time I changed jobs,” she said.

“If I knew from market research that I wasn’t being compensated fairly, I would argue for a raise or look for a job that would pay more.”

She noted that working multiple jobs wasn’t the only way to boost your bank account, either.

“If you can’t have a second job, you can also increase your earning potential by earning interest through investing or using a high-yield savings account,” she said.

Finally, Tori said to pay “mindfully.” She explained that you should avoid spending money on “things you don’t care about.”

She told the outlet, “I paid attention to the things I loved and saved the rest. I also didn’t allow lifestyle inflation to happen. Even after I got a raise and my salary increased, I lived in the same one-bedroom apartment for four years.

“Find out what’s important to you and find a balance between your financial goals and current life.”

Tori’s goal to save $100,000 came about after reading an article about another 25-year-old who had saved that amount.

“I crunched my numbers and thought, OK, if I keep holding back, I think I can do that,” she said The cut.

‘I was raised with the serious idea of ​​saving money. When you have control over your money, you have the freedom to leave a relationship you don’t want to be in, or quit a job you hate, or donate to causes you believe in. But I also knew it would be hard – I’ve never made a six-figure salary, and I live in an expensive city.