Three luckiest Premium Bond December winners revealed – including £50k off a fiver from the 1980s….
Christmas came early for a number of Premium Bonds holders who won big prizes in the December draw.
The two coveted £1 million jackpot prizes were won by Premium Bonds customers in Essex and York – but three others with small holdings were particularly lucky with their wins.
A Premium Bonds holder has scooped £50,000, the third largest prize level on offer with a holding of just £5 bought in July 1983, a sign of good things to come for those who wait.
This lucky winner, based in Norwich, has a 999,900 percent return on their initial investment.
One of the highest Premium Bonds prizes of £50,000 was scooped by a customer with a £5 property purchased in 1983
Beginner's luck was on the side of another Premium Bonds holder from Fife, whose holding of £675 netted £25,000 on the first draw.
Their winning bond was purchased in October, so this was the first drawing it was eligible for. Their return is 3,603 percent on their original investment in Premium Bonds.
A Premium Bonds customer from Berkshire won a £100,000 prize with just £340 worth of property, which he bought in September 2008.
That's a return of 29,311 percent on what they originally invested in Premium Bonds.
Premium Bond Winners
| Price | Area | Value of the bond |
| £1,000,000 | York | £20,000 |
| £1,000,000 | Essex | £5,000 |
| £100,000 | Highlands And Islands | £7,000 |
| £100,000 | Barnet | £35,000 |
| £100,000 | Birmingham | £450 |
| £100,000 | Outside London | £5,000 |
| £100,000 | Devon | £5,000 |
| £100,000 | Knows | £11,000 |
Even more winners from December 2023
These three winners all had small holdings of less than £1,000. The maximum holding for Premium Bonds is £50,000 and This is Money analysis found that half of the top prizes for Premium Bonds in the October prize draw were won by customers with the maximum holding.
Andrew Westhead, NS&I retail director, said: 'It's been a fantastic year for Premium Bonds and we're ending 2023 with more than 63 million prizes drawn, worth more than £4.6 billion.'
5,817,845 prizes worth £473,427,175 will be paid out in the December 2023 prize draw.
Recently, an expert warned that Premium Bonds customers could see Premium Bond prices fall after NS&I announced it had achieved its fundraising target for the year with a surplus of £2.3 billion, bringing it £9,000,000 in the past six months. 8 billion from savers.
NS&I has a £3 billion headroom either side of that target, so it can only raise another £700 million over the next six months before exceeding its extended target.
This means it doesn't have to increase fees or add more prizes to raise money to meet its fundraising target.